For Individual Clients

List of documents for Individual Clients:

Guide to due diligence documents required for Individuals and certification

Application Form – original, dated and signed
FATCA W-8BEN Form – original, dated and signed
CRS Self Certification Form - original, dated and signed
A current (valid) document bearing a clear colour photograph of the natural person in the form of a passport, national identity card, driving licence or armed forces identity card¹
Documentary evidence establishing the individuals’ primary residential address not more than 3 months old and reflecting the residential address. Acceptable documents are::
- a current (dated within three months) utility bill or bank/credit card statement
- commercial or electronic data sources
- a letter from an Appendix C business (see Appendix 1) with which the individual has an existing relationship and which confirms residential address Appendix 1
- a valid tenancy agreement
- a detailed file note of a personal visit by an authorised representative of the Company at the residential address
- an electoral roll.
Evidence of Source of Wealth and Funds. Source of Wealth (IA) - Documentary Evidence Guidance
Other documents as may be further reasonably required

Due diligence documents should be in the English language or accompanied by a certified English translation.

Please note that certification of the document should be strictly as required:

Copy documentation can be certified by any of the following:

An officer of an embassy, consulate or high commission of the country or territory of issue of the document
a member of the judiciary, senior civil servant or a serving police or customs officer
a lawyer or notary public who is a member of a recognised professional body
an actuary or an accountant who is a member of a recognised professional body
a director/officer of a financial services business operating in Jersey, Guernsey, or an equivalent jurisdiction
member of the Institute of Chartered Secretaries and Administrator

Certification Requirements:

For proof of identification documentation, the certifier must include the following wording: “I hereby certify this to be a true copy of the original document, and that the photograph shown is a true likeness of the person named therein whom I have met face to face”

For proof of residential address documentation/copies of company registration documents, the certifier must certify that: “I hereby certify this to be a true copy of the original document.”

Please note: An individual cannot certify their own ID and Address verification documents and must not be closely related to the person whose identity is being certified.

Please ensure that if you use the copy of local RF passport as the proof of address, the certification must be made on the address page.
If the standard certification wording of notary public does not meet the above wording, please use other means of passport certification.
Please avoid certification on certification if possible. If personal meeting is not possible, please use zoom call.

Please ensure the copy identification data includes the following:

Printed Name (in capitals)
Professional Position/Capacity – including the name of the company they work for (where applicable.)
Location (of where the document is certified)
Date
Signature
Contact details (telephone number/email address) so that contact can be made with the certifier in the event of a query.

¹ Residents of Russian Federation can provide certified true copy of International passport (if available).
² Residents of Russian Federation can provide certified true copy (with certified translation) of Internal passport.